Oklahoma

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Yukon, Oklahoma CD Rates – 4-Year

You are viewing rates from banks across Yukon





Below are four-year CD Rates from banks in Oklahoma . Four-Year Certificates of Deposit (CD) are not as popular as the three and five year terms which means the rates often aren’t as competitive. The best four year cd rates are often only marginally above the 3 year rates. Nevertheless, for those who want to lock in a rate for a longer period of time, 4 year cds are worth a look.

Yukon, OK - August 2, 2025

4 Year CD National Average : 0.82% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 365 days interest.
Rate History: 4.15% → 4.05% → 4.00% → 3.90% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.20% → 4.10% → 4.00% → 3.85% → 4.05%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

3.50%

$1,000

16.81

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| Oct 13, 2020

Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More

Rate History: 1.00% → 3.49% → 3.25%

| Feb 25, 2016

What's your phone number? Read More

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Rate History: 4.25% → 3.50% → 3.00% → 2.50% → 2.00%

Rate History: 2.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Jan 16, 2019

12 mo now pays 2.80% apr Read More

| May 29, 2020

Dua Read More

| Mar 24, 2022

I visited this bank yesterday, 3/23 and this rate 0.85% was NOT offered. Read More

0.95%

$1,000

7.84

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0.95%

$10,000

8.22

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| Jun 27, 2022

It took 4 times contacting this back to get a simple stop payment done. It end up costing over $100 because of their inability to take care of it after the first contact. Read More

0.75%

$10,000

10.89

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0.75%

$100,000

2.51

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0.70%

$100,000

20.72

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0.70%

$10,000

22.51

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0.70%

$10,000

15.85

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0.65%

$10,000

11.07

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0.60%

$10,000

11.84

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0.60%

$10,000

20.72

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0.60%

$10,000

11.29

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0.60%

$100,000

11.69

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0.55%

$10,000

10.64

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0.55%

$1,000

2.26

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0.55%

$100,000

21.77

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| Dec 1, 2022

I have banked at First Fidelity since 1991 I think. Their banking staff has always been so helpful. I had a person years ago take one of my blank check and cashed it for 250.00. I caught it right away ... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.50%

$1,000

2.26

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| Sep 30, 2015

Stephenville,Tx branch is very professional, helpful and possibly the best bank I have encountered. If you move to this region, consider this institution. You will be pleasantly satisfied. I in no way... Read More

0.50%

$10,000

2.51

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0.50%

$10,000

21.67

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0.50%

$10,000

11.69

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0.50%

$10,000

21.77

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0.50%

$10,000

17.44

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0.45%

$1,000

2.26

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| Jun 17, 2022

Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More

| Jun 1, 2020

UMB does not honor the rate posted here! Read More

| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

10.72

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0.25%

$10,000

12.24

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Yukon, OK - August 2, 2025


Branch Street City State
VALOR BANK
Valor Bank Branch
1501 Renaissance Blvd Edmond OK
RCB Bank
Okla City May Ave Branch
11217 N May Ave Oklahoma City OK
All America Bank
Mustang Branch
44 West State Hwy 152 Mustang OK
Intrust Bank, National Association
Mustang Branch
500 North Mustang Road Mustang OK
JPMorgan Chase Bank, National Association
Yukon Banking Center Branch
1795 Garth Brooks Boulevard Yukon OK
Frontier State Bank
Frontier State Bank Branch
5100 South I-35 Service Road Oklahoma City OK
BOKF, National Association
Yukon Branch
1100 South Garth Brooks Boulevard Yukon OK
Bank 7
Bank 7 Branch
1039 Nw 63rd Street Oklahoma City OK
Great Plains National Bank
Piedmont Branch
12001 Northwest Expressway Piedmont OK
Chickasaw Community Bank
Bank 2 Branch
909 South Meridian Avenue Oklahoma City OK
Regent Bank
Oklahoma City Branch
1900 N.W. Expressway, 50 Penn Place Oklahoma City OK
First National Bank of Oklahoma
First National Bank Of Oklahoma Branch
10900 Hefner Pointe Drive Oklahoma City OK
International Bank of Commerce
Yukon Branch
1203 Cornwell St Yukon OK
Community National Bank of Okarche
Community National Bank Of Okarche Branch
653 Us Hwy 81 Okarche OK
Prism Bank
Norman Branch
900 36th Avenue Nw, Suite 102 Norman OK
The First National Bank and Trust Co., Chickasha, Oklahoma
Minco Branch
524 Sw 3rd Street Minco OK
F&M Bank
Piedmont Branch
1216 Piedmont Road Piedmont OK
The City National Bank and Trust Company of Lawton, Oklahoma
El Reno Branch
2400 S. Country Club Road El Reno OK
Community National Bank of Okarche
Community National Bank Of Okarche Branch
653 Us Hwy 81 Okarche OK
The Bank of the West
4801 Gaillardia, Suite 190 Branch
4801 Gaillardia, Suite 190 Oklahoma City OK
Mabrey Bank
Oklahoma Branch
14001 Mcauley Blvd., Suite 170 Oklahoma City OK
NBC OKLAHOMA
Grand Boulevard Branch
2828 Grand Boulevard Oklahoma City OK
First Bank & Trust Co.
West Reno Branch
11221 W. Reno Avenue, Suite 100 Yukon OK
First National Bank and Trust Company of Ardmore
1nb Financial Center Branch
716 Wall Street Norman OK
First Fidelity Bank
Mustang Branch
1521 N Mustang Road Mustang OK
First Bank & Trust Co.
West Reno Branch
11221 W. Reno Avenue, Suite 100 Yukon OK
InterBank
El Reno Branch
2409 Country Club Road El Reno OK
International Bank of Commerce
Yukon Branch
1203 Cornwell St Yukon OK
Community State Bank
Cashion Branch
103 South Main Cashion OK
Mabrey Bank
Oklahoma Branch
14001 Mcauley Blvd., Suite 170 Oklahoma City OK
First National Bank and Trust Company of Ardmore
1nb Financial Center Branch
716 Wall Street Norman OK
FNB Community Bank
Moore Branch
601 North Broadway Street Moore OK
First Bank & Trust Co.
West Reno Branch
11221 W. Reno Avenue, Suite 100 Yukon OK
MidFirst Bank
El Reno Branch
100 North Rock Island Road El Reno OK
UMB Bank, National Association
South Agnew Branch
1217 South Agnew Street Oklahoma City OK
BancFirst
The Bank Of Union Branch
2000 South Country Club Road El Reno OK
First United Bank and Trust Company
Stockyards Branch
1600 South Agnew Ave Oklahoma City OK
Commerce Bank
Oklahoma City Branch
1001 N.W. 63rd Street Oklahoma City OK
BancFirst
The Bank Of Union Branch
2000 South Country Club Road El Reno OK
First-Citizens Bank & Trust Company
West Memorial Road Branch
4501 West Memorial Road Oklahoma City OK
BancFirst
The Bank Of Union Branch
2000 South Country Club Road El Reno OK
Bank of America, National Association
Yukon Branch
1330 Cornwell Yukon OK


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PRODUCT INFORMATION

Four Year CDs - Branch Banks 2025

Four year CDs are a longer-term CD and offer a fixed rate for 4 years in return for a commitment to keep the money in the bank for this period of time. While savers can withdraw the money (termed "breaking the CD") high penalties make this undesirable. Generally, an individual should not invest in a four year CD unless they are comfortable parting with the money for this period of time.

Safety

Four year CDs from FDIC insured banks are insured up to FDIC limits (generally $250,000 per account holder per bank). If your deposit is over the FDIC limit then you may not receive the uninsured money in case of a bank failure. For this who remain within FDIC limits, the principal threat is inflation. The value of longer-term CDs are especially prone to be eaten away by inflation, especially if the CD is opened in a rising rate environment.

Interest

Four year CDs currently pay between .40-.60 percentage points more in interest than a one year CD. In general, CDs of this duration are best opened as part of a laddered CD portfolio or if the depositor thinks that rates will either stagnate or drop over the next couple of years. To get a sense of rate trends, please visit our BestCashCow rate analysis page.

ADVANTAGES AND DISADVANTAGES OF FOUR YEAR CDs

Advantages of four year CDs

  • 4 year CDs provide a fixed rate for the term of the CD
  • The rate is higher than a savings account or a 1 year CD to compensate for the longer term.
  • Branch-opened CDs can be done quickly in one day.

Disadvantages of four year CDs

  • The saver's money is locked away for four years unless they want to break the CD and pay a penalty.
  • In a rising rate environment, inflation will reduce the value of the money in the CD over time.
  • Branch CDs require the saver to visit a branch and be subjected to cross-sell pitches and other marketing tactics.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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